Health Care Reform and Children with Diabetes

by Leighann on January 18, 2011

No matter what stance you normally take in political matters, parents of children with diabetes and other chronic, lifelong medical conditions should be in favor of healthcare reform, in my opinion.

Or stated another way: We should be opposed to the Republican politicians who seek to repeal or “kill” the reform this week.

Why are the recent reforms important to our children?

1. Diabetes will not be considered a pre-existing condition that could be cause for an insurance company to deny coverage.

2. Children will be allowed to stay on their parents’ medical plans until the age of 26.

I have often worried about those years after Q graduates from college and gets her first job, which may not provide great benefits. Or if she decides on graduate school and has a few years before finding that first full-time job. Now she won’t be bounced off of our insurance and we can help fill that gap.

And though neither my husband nor I have any plans on leaving our jobs at the major university where we are employed, you just never know what the future might bring and what type of insurance another employer might offer.

From the New York Times article The Truth and Consequences of Repeal:

“Reform means that tens of millions of uninsured people will get a chance at security; and many millions more who have coverage can be sure they can keep or replace it, even if they get sick or lose their jobs…

Thanks to reform, it is now illegal for insurance companies to deny children coverage because they have pre-existing medical conditions, or to rescind a policy after a person becomes sick, or to cap the amount that insurers will pay for medical care over a lifetime. After 2014, it will be illegal for insurers to set annual limits on the amount they will pay for medical care or deny coverage to adults with pre-existing conditions.

Young people are now allowed to remain on their parents’ policies until age 26…Repeal would eliminate all of these new protections.”

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{ 5 comments… read them below or add one }

1 Mike Hoskins January 18, 2011 at 2:31 pm

Well said! Couldn’t agree more! Let’s be glad this won’t get past the House, but we will want to keep our attention on what happens next when it comes to other delay-tactics in the coming years leading up to 2012 when a full sweep of “anti-repeal” folk could be set to take center stage.

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2 Shannon January 18, 2011 at 3:12 pm

I am glad you posted this I learned something new today! THANKS

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3 Renata January 18, 2011 at 4:13 pm

The problem isn’t the health care reform that the Republicans have an issue with. It’s all the crap that’s been added to it that just sends the US farther and farther into debt. Most Republicans are for a health care reform, but not one that will come as an expense to those same children the bill proclaims to protect. It’s just not that black and white.

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4 sysy January 18, 2011 at 7:28 pm

I agree we need some kind of reform for sure. Obviously, this is a complicated matter, but our government really needs to consider all these children in their decision. I sure hope kids can stay under parent’s insurance until 26. I think about my sister who is a sophmore at James Madison University and is 20 years old and a type 1. She is a studio art major and I worry she’ll have a hard time with having insurance with her career, at least while starting out. It would be great for her to have the protection of our parent’s insurance plan for a couple of years.

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5 Amy Scheer January 18, 2011 at 8:43 pm

Thanks for stating the case so succinctly.

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