Health Care Reform and Children with Diabetes

by Leighann on January 18, 2011

No matter what stance you normally take in political matters, parents of children with diabetes and other chronic, lifelong medical conditions should be in favor of healthcare reform, in my opinion.

Or stated another way: We should be opposed to the Republican politicians who seek to repeal or “kill” the reform this week.

Why are the recent reforms important to our children?

1. Diabetes will not be considered a pre-existing condition that could be cause for an insurance company to deny coverage.

2. Children will be allowed to stay on their parents’ medical plans until the age of 26.

I have often worried about those years after Q graduates from college and gets her first job, which may not provide great benefits. Or if she decides on graduate school and has a few years before finding that first full-time job. Now she won’t be bounced off of our insurance and we can help fill that gap.

And though neither my husband nor I have any plans on leaving our jobs at the major university where we are employed, you just never know what the future might bring and what type of insurance another employer might offer.

From the New York Times article The Truth and Consequences of Repeal:

“Reform means that tens of millions of uninsured people will get a chance at security; and many millions more who have coverage can be sure they can keep or replace it, even if they get sick or lose their jobs…

Thanks to reform, it is now illegal for insurance companies to deny children coverage because they have pre-existing medical conditions, or to rescind a policy after a person becomes sick, or to cap the amount that insurers will pay for medical care over a lifetime. After 2014, it will be illegal for insurers to set annual limits on the amount they will pay for medical care or deny coverage to adults with pre-existing conditions.

Young people are now allowed to remain on their parents’ policies until age 26…Repeal would eliminate all of these new protections.”

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